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The text explores how retirement planning in the United States has evolved into a flexible, long-term process shaped by longer life expectancy, changing careers, and economic uncertainty.
The text explains how behavioral finance challenges traditional assumptions of rationality by highlighting psychological biases and emotional reactions that affect investors.
The text explores how digital banks are transforming the way people in the United States relate to money by making financial management more immediate, transparent, and integrated into daily life.
The text explores how consumer credit in the United States is closely shaped by interest rates and their influence on everyday financial decisions. It explains that changes in borrowing costs affect spending habits, confidence, and perceptions of affordability, particularly in revolving credit.